Articles written by Carlo Narduzzi

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Are You Being Charged a Broker's Fee When You Shouldn't Be?
Carlo Narduzzi, Broker|Sep 27, 2014
First of all, what’s an insurance broker? A broker is an insurance agent who represents several different insurance companies and is not contractually limited to primarily represent just one company. That’s why independent brokers usually have more than one insurance company logo displayed on their front window. When an agent only has one insurance company logo on their front window, that agent is usually a “captive agent” of that company. They’re not an independent broker. That doesn’t m...
Why Should You Avoid the California FAIR Plan?
Carlo Narduzzi, Broker|Aug 30, 2014
When it comes to fire insurance in the Kern County mountains, things have changed. In recent years, wildfires caused insurance companies to look more closely at homes located near brush. Today, many "big names" have stopped writing or renewing insurance policies in these areas. I saw this trend coming several years ago. At the time, I represented a "big name" company. I knew I needed to start representing more than one company. This is one reason I left that company last year and started over...

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