Tehachapi's Online Community News & Entertainment Guide
Tehachapi's Online Community News & Entertainment Guide
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Deco Du Jour opens Tehachapi store Gina Dumania has lived in Tehachapi just shy of a year after relocating from Southern California last January. Upon getting acquainted with the community, she recognized a lack of offerings in an area she happens to specialize in, furniture and home furnishings. Gina, her mother Dorothy Dumania and Shawn Bineau decided to come together and partner in Deco Du Jour, a retail store offering popular styles from Los Angeles showrooms, including farmhouse rustic,...
The longest bull market in history lasted almost 11 years before Coronavirus fears and the realities of a seriously disrupted U.S. economy brought it to an end.1 Bear markets are typically defined as declines of 20 percent or more from the most recent high, and bull markets are sustained increases of 20 percent or more from the bear market low. But there is no official declaration, so often there are different interpretations and a fair amount of debate regarding when these cycles begin and...
This is a very demanding and busy season in the housing market. Over the past couple of months, I have helped several buyers who finally got offers accepted after previously losing out on offer after offer. It can be extremely disheartening and frustrating to find a home that you are excited about, work with your Realtor to write up the perfect offer and then wait days just to find out another offer was accepted over yours. All of these buyers were previously prequalified with lenders online, or...
As the year draws to a close, it's fair to say that we've all learned something about the social, political, physical and environmental forces that have affected everyone. And, in some ways, our lives will be changed, perhaps permanently. But as an investor, what lessons can you learn from 2020? Here are some to consider: • The markets look ahead. Here's something many investors discovered in 2020: Investment prices don't always move in the same direction as the overall economy. This might n...
Panda Express hiring for Tehachapi Location Panda Express, a subsidiary of Panda Restaurant Group will held a hiring event on Friday, October 30 for their Tehachapi location set to open within the next few months. Construction on the project started mid-summer and the new location on Tucker Road is moving briskly through the construction process and now staffing the new restaurant is becoming a priority. Panda Restaurant Group hosted a "Virtual Interview Day" for their nearly 40 positions that...
Divorce is common in our society, but that doesn't make it any easier to navigate. If you've recently finalized a divorce, you've likely been coping with uncertainty and tension, but you can still avoid turning an already difficult situation into one that's even more challenging. How? By making the right financial and investment moves, including the following: • Establish your separate financial presence. Even when you were married, you and your spouse might have maintained some separate a...
Federal and state governments have spent extraordinary sums in response to the economic toll inflicted by the COVID-19 pandemic. At some point it is likely that governments will look for ways to increase revenue to compensate for this spending and increase income taxes as a result. That's why it might be a good time to think about ways to help reduce your taxable income. Here are three potential sources of tax-free income to consider. Roth IRA Contributions to a Roth IRA are made with after-tax...
"Should I refinance?" "I heard rates have dropped!" "Can I lower my payment?" Questions like these are heard often as a Mortgage Advisor, especially in times like these when news about historically low interest rates is BIG NEWS, and in conversations near and far. Everywhere we turn, people are benefiting from this amazing opportunity to refinance their homes in order to obtain lower payments, shorten their loan terms, make home improvements, remove, or reduce mortgage insurance – the list of be...
You've no doubt heard reports of personal data being stolen and used for financial fraud – anything from online shopping on your credit cards to actual theft from your financial accounts. This problem won't go away anytime soon – but you can take steps to defend yourself. Here are a few suggestions: • Use multifactor authentication or other extra security options with online accounts. Many of your online accounts offer extra security by giving you the option to prove your identity in diffe...
Election Day is coming in November. As a citizen, you may feel the results will affect many aspects of life in this country. But as an investor, your situation probably won't change after the votes are counted. No matter who wins, the financial markets may well show some politically driven volatility, but that often happens around elections, and it typically doesn't last long. But what about the longer term? How might changes in policy and new legislation affect your investment outlook? To...
Each year, on the first Sunday after Labor Day, we observe National Grandparents Day. Although it's not as widely recognized as Mother's Day or Father's Day, if you're a grandparent, you probably want to do whatever you can to help your grandchildren on their journeys through life. So, you might want to consider the following moves: • Contribute to their education. If you want to help your grandchildren pay for college, you have a variety of options, including 529 plans. You could also simply s...
Americans use debit cards more often than credit cards, but they tend to use credit cards for higher-dollar transactions. The average value of a debit-card transaction in 2018 was just $36, while credit-card transactions averaged $89.1 This usage reflects fundamental differences between the two types of cards. A debit card acts like a plastic check and draws directly from your checking account, whereas a credit-card transaction is a loan that remains interest-free only if you pay your monthly...
Three new restaurants open in the City of Tehachapi Prime Bar & Grill, 4 Seasons Café and Tacos El Superior each opened their new restaurants within the last few weeks, bringing new tastes and long-anticipated choices to the Tehachapi food scene. Tacos El Superior, which occupies the former Dunkin' Donuts building on Tucker Road, attempted a pair of "soft openings" last week, only to have the drive thru queue run the entire length of the property and spill out along the shoulder of Tucker...
Labor Day is almost here. Of course, this year the holiday may have a different impact, given the employment-related stress and disruptions stemming from the coronavirus. Yet, it's good to recognize the value of work and its importance in achieving your life's goals. But if you're going to retire comfortably and reach your other financial objectives, you also need to invest – and your investments need to work as hard as you do. To help make this happen, you need to know why you're investing i...
City of Tehachapi launches "Filming in Tehachapi" on website as Hollywood looks to the hills COVID-19 has changed how film productions do business. Smaller crews and a limited travel area have made Tehachapi a popular spot recently for Hollywood producers seeking a convenient location for film and television projects. In response, the City of Tehachapi has launched a website dedicated to assisting site selectors and producers in choosing the Tehachapi area for their production and in turn bringi...
New restaurants create job opportunities in Tehachapi As the local economy continues to deal with the interruption presented by COVID-19 and the impact to local employment, new businesses, specifically in the restaurant industry, are providing employment opportunities in Tehachapi. With seven new restaurants in some sort of development within the City of Tehachapi, local managers are advertising heavily for help. This comes at an opportune time with the recent expiration of the additional...
Dramatic market turbulence has been common in 2020, and you can't help but hear about the frequent ups and downs of the Dow Jones Industrial Average or the S&P 500 index. The performance of these major indexes is widely reported and analyzed in detail by financial news outlets around the nation. Both the Dow and the S&P 500 track the stocks of large domestic companies. But with about 500 stocks compared to the Dow's 30, the S&P 500 comprises a much broader segment of the market and is...
Valley Strong Credit Union has named Nicholas Ambrosini as their next president/CEO, succeeding longtime chief Stephen P. Renock, IV, effective July 1, 2021. Ambrosini has a long history with the credit union, dating back to 2007. His past roles include Executive Vice President/CFO, Vice President of Finance, Director of Financial Planning and Manager of Internal Audit & Risk Management. “I deeply appreciate the Board’s confidence in me and look forward to working with them to build a brighter future for our organization,” Ambrosini said....
The COVID-19 pandemic has unsettled the country's employment picture for months and will likely continue to do so for a while. However, the nature and terminology of this disruption varies greatly among individuals – some have seen their jobs disappear, others have been "furloughed" and still others have been offered an early retirement. If you're in this final group – those either offered, or feeling forced to accept, an early retirement, how should you respond? Try to look at your situation ho...
In light of COVID-19, virtually all of us have considered health-related issues. But for people facing a serious, chronic illness, such as Parkinson's disease, multiple sclerosis, diabetes or cancer, health concerns are an everyday matter. If you're fortunate, you may never be afflicted with such maladies, but the future is unpredictable. Of course, going through these health challenges bring physical and emotional concerns – but also financial ones. How can you prepare for them? Essentially, y...
As the number of COVID-19 cases began to skyrocket in March 2020, Congress passed the Coronavirus Aid, Relief and Economic Security (CARES) Act. The legislation may make it easier for Americans to access money in their retirement plans, temporarily waiving the 10 percent early-withdrawal penalty and increasing the amount they could borrow. Understanding these new guidelines and the other rules for loans and early withdrawals may help you determine if they are appropriate options during a...
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, Member SIPC. If you were to inherit a large sum of money, what would you do with it? The question may not be hypothetical, especially if you are in the millennial, Gen X or Gen Z demographic groups. That's because the baby boomers – often referred to as the richest generation in history – are poised to transfer some $30 trillion in assets over the next few decades, according to the con...
Greenbriar Capital is very pleased to announce that Greenbriar has executed an initial Master Sales and Marketing Agreement with Keller Williams Forward Living and its CEO to market and sell each unit of its $400 million, 1,000-unit Sage Ranch sustainable subdivision in Southern California upon approval by the California Department of Real Estate. The 1,000-unit Sage Ranch sustainable subdivision is located 90 miles northeast of Los Angeles in the scenic Tehachapi Valley, a 40-minute drive from...
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, Member SIPC. The investment world contains different types of risk. Your stocks or stock-based mutual funds could lose value during periods of market volatility. The price of your bonds or bond funds could also decline, if new bonds are issued at higher interest rates. But have you ever thought about longevity risk? Insurance companies and pension funds view longevity risk as the risk...
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, Member SIPC. Throughout much of your working life, you contribute to your 401(k), IRA and other investment accounts to help ensure a comfortable retirement. However, once you do retire, you'll need to shift your focus somewhat from building these investments to using them – in other words, you'll have to start withdrawing from your portfolio to meet the costs of living. How can you be sur...
