ObamaCare Deadline Looms, Positively

I don’t know anyone who likes a deadline, yet like it or not, one looms just a month away – March 31 is the last day of the Affordability Care Act (ObamaCare) open enrollment.

It’s also the last day for those of you who aren’t currently covered by health insurance to avoid an IRS penalty, but those facts are negative

Let’s take a look at the positive.

If you currently have no health insurance, for the next month you’ll be able to get health insurance without concern for pre-existing conditions – and there’s a good chance you’ll be assisted with your premium.

For instance, if you’re a single parent of 30 with two children below 18, and an annual income of $30,000 a year, you’ll get a PPO plan that pays 87% of all your family’s medical bills for only $101 per month. Your doctor visits would be only $15, and the same for lab tests while your children would qualify for free medical care.

Let’s take a look at a family of four, a husband and wife in their late twenties with two little ones. Their family income is about $35,000. They can insure their entire family with a PPO plan that would only cost them $107 per month and would cover 94% of their medical bills. There would be no deductible, doctor visits and lab work would be $3.

There is another deadline looming as well. If you get your application in by March 15, you will be covered by April 1, those waiting until after the 15th will be covered May 1. In any case, it’s best to act earlier rather than later. The closer to the deadline you come, because of system overload, the more difficult the entry process.

Speaking of that process, here’s how to make things happen.

Step 1: Email [email protected] with the ages of everyone in your household, your estimated adjusted gross income for 2014, and your zip code if not in Tehachapi.

Step 2: You’ll get the available plans and numbers as quickly as they can be generated.

Step 3: Fill out the application that’s sent you.

Step 4: Return the application as soon as you can by FAX, email, mail, or, if in Tehachapi, I’ll pick it up.

Step 5: I fight the system and get the application into the system for you and return to you all necessary information for you to pay your first month’s premium and get things going for you and your family.

Don’t wait. Act now.